v. to have a legal duty to pay funds to another. However, to owe does not make the amount "payable" if the date for payment has not yet arrived. ( See: debt, due, payable)
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I know yours are legal .... I dove deep into the Etymology and we see how the words meaning have been flipped! Its no wonder why we get confused cause even the energetic of the word is being mirrored .... owe used to be a positive vibe.
owe (v.) Old English agan (past tense ahte) "to have, to own," from Proto-Germanic *aiganan "to possess" (source also of Old Frisian aga "have to, ought to," Old Norse eiga, Old High German eigan, Gothic aigan "to possess, have"), from PIE root *aik- "be master of, possess." The original sense is obsolete. The meaning "to have to repay, be indebted for" began in late Old English with the phrase agan to geldanne literally "to own…